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Journal of the Statistical Society of London, 1844, Vol. 7 (Classic Reprint)

Journal of the Statistical Society of London, 1844, Vol. 7 (Classic Reprint)

140127458
1737.5 руб.
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Описание
Excerpt from Journal of the Statistical Society of London, 1844, Vol. 7

Successful investigation must be conducted in situ, and by the ex~ amination of particular cases, in which returns are to be printed. So far as examination has yet proceeded, wherever one part of the pcpu lation, or one part of a class of the population, have been located for a length of time in undrained, uncleansed, filthy, and badly ventilated abodes, it is certain that amongst that population will be found a low mean age of death, whatever may be their condition in respect to employ ment and wages. From the surrounding physical circumstances of the population, if bad, a low average of death, if good the contrary, may with certainty be predicted, whatever may be the age of the living population, its increase, or decrease, or general movement. The mean age of death is found in most steady coincidence with the physical of all other circum stances. The effects of morbid miasma, or the pressure of common causes of disease, are manifested immediately on all surrounding human life, (and there is evidence to believe they are manifest in their degree on animal life,) in its several stages, in proportion to the relative strength of the destructive agents, and the relative strength or weakness of the beings exposed to them; the effects are seen first on infants; then on children, in the order of their age and strength then on females, or on the sickly, the aged, and feeble; last of all, on the robust workmen, and on them it appears on those parts of the body that have been previously weakened by excess or by illness.

This is not the occasion for exemplifying at length the practical errors that arise in the matter of insurance from the neglect to verify at every step the facts, and from substituting hypothesis and assumed data for actual observations. But I may observe, that in the habits, modes of living, and general circumstances of the gentry and professional persons throughout the country, there is a closer coincidence than perhaps amongst any other class. Nearly all the returns that have been taken, show a coincidence of the mean ages of death, with these circumstances. The mean age of death of the class of gentry or professional persons, inclu sive of their children, in towns is about 44 years in the rural districts it appears to rise higher, and to be about 50 years. The Carlisle in surance table, which is deduced from the former experience of the whole population of a well - situated town, and which gives an expectation of years of life at infancy, is a sufficiently safe basis of experience for the insurance offices, whose class of insurances consists chie?y of gentry and persons of the better condition. But when such tables are attempted to be applied, as they often are, to persons in other circum stances, the extensive ruin of benefit clubs attests the consequence.

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