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Takaful: A Study of the Available Options of Insurance in Islam

Takaful: A Study of the Available Options of Insurance in Islam

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Takaful is an Islamic insurance concept which is grounded in Islamic muamalat (banking transactions), observing the rules and regulations of Islamic law. It originates from Arabic word 'kafalah', which means a??guaranteeing each othera?? or a??joint guaranteea??. In principle, the takaful system is based on mutual co-operation, responsibility, assurance, protection and assistance between groups of participants. It is a form of mutual insurance. This book examines the various options of insurance available under the Islamic modes of finance.