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Taming the Sharks: Towards a Cure for the High-Cost Credit Market (Series on Law, Politics, and Society)

Taming the Sharks: Towards a Cure for the High-Cost Credit Market (Series on Law, Politics, and Society)

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Book DescriptionHigh-cost consumer credit is best seen as a persistent low grade infection, sometimes more and sometimes less noticed by elites, but always burning the vulnerable.

Americans in all demographic categories are borrowing more relative totheir disposable income than ever before. In fact, for the first time in American history, our collective debts have exceeded our collective disposable income.