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Banking Principles and Practice, Vol. 3 of 5 (Classic Reprint)

Banking Principles and Practice, Vol. 3 of 5 (Classic Reprint)

32889340
1437.5 руб.
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Описание
Excerpt from Banking Principles and Practice, Vol. 3 of 5

The Management of a Bank

With the exception of certain private banks, banks in general are corporate institutions and as such have a representative form of government. The source of authority and control is the owners - the shareholders; they elect a board of directors to conduct the operations of the bank, and the board of directors delegates authority to certain officers, appointed and controlled by them, to execute their will and policy. Certain powers are inherent and inalienable with the shareholders, certain ones with the directors, and certain others with the individual officers.

The officers common to all commercial banks are the president, one or more vice-presidents, the cashier, and one or more assistant cashiers. But with the expansion of business a number of the larger banks have found it necessary to have additional officers. Ordinarily the president is the chairman of the board of directors, but in certain large banks these offices have been distinguished from one another. A bank finding the number of its vice-presidents unduly expanding may designate several of its senior vice-presidents "executive managers," over whom one may be appointed "general executive manager." The duties devolving upon the president may be so great as to require an assistant to the president, and the duties devolving upon the vice-presidents may require assistant vice-presidents.

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