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Official Synopsis of the Report of the Agricultural Credit Commission of the Province of Saskatchewan, 1913 (Classic Reprint)

Official Synopsis of the Report of the Agricultural Credit Commission of the Province of Saskatchewan, 1913 (Classic Reprint)

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Excerpt from Official Synopsis of the Report of the Agricultural Credit Commission of the Province of Saskatchewan, 1913

The report is a unanimous one, being signed by the three commissioners, J. H. Haslam, Chas. A. Dunning and Dr. E. H. Oliver. It comprises 386 pages of typewritten matter and several appendices. Printed copies of the full report will be available in a few weeks' time and may be had free of charge upon request addressed to the Department of Agriculture, Regina.

Following a copy of the Royal Commission come the acknowledgments of the commissioners to the persons and organisations that have assisted it in its labours.

An introduction sets forth the fact that "cheap money" so-called forms only one phase of the whole great problem of reordering rural life which European countries have so successfully accomplished through the medium of agricultural cooperation. It is pointed out that there, as with us, agriculture was the last industry to become organised and that the rural rebirth of Europe, carrying with it better and cheaper agricultural credit, dates from the organisation of the farmers along co-operative lines. Through organisation their agriculture has been profoundly affected on three sides, viz., as an industry, as a business and as a life. And the problem is no less broad in Saskatchewan. In the words of Sir Horace Plunkett, the apostle of rural Ireland, "Into the industry you must introduce the teachings of modern science, as it has been introduced into every other important industry. Into the business must be imported methods of combination, simply because, under modern business conditions, transactions must be on a large scale to be economical. The life of the rural community must also be modernised by making it physically more comfortable, mentally more satisfying and socially more enjoyable." Out of this grows a slogan for Saskatchewan farmers: "Better farming, better business, better living."

The legitimate place of credit facilities in agriculture is also pointed out in the introduction.

After outlining the procedure followed by the Commission in its inquiry, the report proceeds to a consideration of Agricultural Credit as it exists at the present time. Respecting mortgage credit this conclusion is reached: There is great need of cheaper credit, based on sound security spread over a considerable term of years, applied to assist mixed farming and to improve the lot of the average farmer on a half section.

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