Bank Laws (Fourth (Classic Reprint)

Bank Laws (Fourth (Classic Reprint)

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Excerpt from Bank Laws (Fourth

This latter Act expires by its terms June 30, 1914, and is not likely to be re-enacted in its present form. It seems probable that either at the special Session of Congress, in session as we go to press, or at the regular Session of the Sixty-Third Congress, which convenes in December, an important revision of the National fiscal system will be made. The uncertainties attending this proposed legislation are so great, however, that we do not feel justified in postponing on its account the publication of this edition, containing the important recent amendments to the California Bank Act.

To the foregoing statutes are added extracts from the New York Savings Bank Law, defining the character of bonds which may be purchased and held by savings banks in that State, which are mutual institutions without capital stock rigidly restricted as to the character of their investments.

These extracts are included, first, because, on account of the importance and scientific character of the New York law, it is reasonable to expect a gradual development of bank laws in other states along the lines established in it, and second, because the prestige and market standing attaching to a bond which satisfies the requirements of the New York Savings Bank Law, is such as to make the question of whether or not securities conform to this law of importance to bankers generally.

This compilation has been made by our Statistical Department, which aims to keep on file, available for the inspection of bankers and other investors, official data relative to banking and investment matters. Upon request we shall gladly furnish detailed information as to the regulations of the National Treasury Department, the State Treasurer's office and the Banking Department of California, together with copies of all forms incident to dealing with these offices; also official statistics relative to the property and earnings of railroad and other quasi-public corporations, the assessed valuation and other essential facts regarding bond issuing municipalities.

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